Flow3 laser eye surgery · financing
18 € more per month than contact lenses.

You already pay around €45 a month for contacts.
Flow3 financing is €63. The gap: two coffees.

After five years, Flow3 has paid for itself. Every year after that costs nothing. No lenses, no glasses, no recurring expense.

Take the quick test → See the numbers

2 minutes · free screening · full assessment from €19

26 of our 27 staff chose Flow3 themselves. 55,000+ procedures. 0 ectasia cases.

Satisfied patient after Flow3 laser procedure at KSA Eye Centre
from 63 €
monthly payment
2 990 €
procedure price
5–10 000 €
saved over 10 years
0 €
down payment
The financial case

You are already paying. The question is whether you get anything back.

Contact lenses, cleaning solutions, new frames, optician visits — the costs compound year after year. Flow3 laser eye surgery in Estonia is a one-time expense that replaces all of that. Most patients reach the break-even point within four to five years.

Contact lenses: 280–720 €/year

Monthly lenses, cleaning products and regular check-ups — the average wearer spends 3 000–7 000 euros over 10 years.

Glasses: 150–400 €/year

New lenses every 2 years, frame upgrades, separate glasses for sun and work.

Daily time cost

Inserting lenses, maintenance, fiddling with glasses — it adds up to over 100 hours per year.

Health risks

Swimming with contact lenses increases the risk of Acanthamoeba keratitis by up to 50 times. After Flow3, you swim freely.

Flow3: once, for a lifetime

2 990 € as a one-off — that is less than 5 years of wearing contact lenses. And the result is permanent.

Up to 7 years warranty

The longest warranty in the Baltics. Flow3's touch-free method makes no incision in the cornea, eliminating the risk of ectasia. 20 years, 55 000+ procedures, zero ectasia cases.

10-year cost comparison

Laser eye surgery cost Estonia vs contacts: what the numbers show

Annual cost 5 years 10 years
Monthly lenses 350 € 1 750 € 3 500 €
Daily lenses 750 € 3 750 € 7 500 €
Glasses (every 2 yrs) 200 € 1 000 € 2 000 €
Flow3 procedure 2 990 €* 2 990 €* 2 990 €*

* One-off investment. Interest applies when using financing.

LASIK vs contacts cost comparison

Flow3 laser eye surgery price per month — vs what you pay now

Period 48 months
~75 €/month
estimated monthly payment

Example calculation based on Inbank terms: interest 9.9%, admin fee 0.90 €/month, contract fee 20 €. The actual offer depends on your profile.

Financing partners: Inbank • LHV
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Active lifestyle after Flow3 laser eye procedure
Did you know?
50×

higher infection risk when swimming with contact lenses

Research shows that swimming with contact lenses increases the risk of Acanthamoeba keratitis by up to 50 times. This rare but serious eye infection can lead to vision loss. After Flow3, there is no need to worry — swim, sauna and exercise freely, without any added risk.

Source: Journal of Optometry, 2010

A considered investment

Affordable laser vision correction Tallinn — what patients say

During the period 2020–2022, KSA saw a significant increase in Flow3 patients. The reason was straightforward: people took stock of recurring costs and decided to act. For most, the procedure paid for itself within five years. The freedom to swim, exercise, and travel without the constraints of lenses or glasses proved, for many, an additional factor they had not anticipated. 26 of our own 27 staff members have had the procedure themselves.

Take the quick test →
Flow3 eye examination at KSA Eye Centre
How does it work?

Three simple steps

01

Take the free screening test

2 minutes · free

Seven questions, two minutes — find out straight away whether you are a likely candidate for Flow3. If you qualify, book a full clinical assessment for just €19. The assessment fee is deducted from the procedure price if you proceed within 60 days.

02

Choose a suitable payment plan

Our consultant will help you find the best financing solution through Inbank or LHV. Financing available from 12 months.

03

Enjoy life without glasses

The procedure takes just a few minutes. The next day you can already see clearly — without glasses or lenses.

Today's offer

Save €50 — clinical assessment for €19

Take the free 2-minute screening test and find out if your eyes qualify for Flow3. If they do, book your full clinical assessment for just €19 — saving €50 on the standard price. Today's bonus code only.

Take the quick test — claim your bonus →

Free · 2 minutes · today's bonus code only

Book an appointment

Book your Flow3 eye examination

* The examination fee (69 €) is fully deducted if you order a KSA service within 60 days of the examination.

Phone +372 644 5060
Email info@ksa.ee
Tallinn J. Vilmsi 5 / Raua 36
Tartu Riia 2, 2nd floor

Flow3 is suitable for myopic patients aged 18–45. During the examination we confirm your eligibility.

* The examination fee (69 €) is fully deducted if you order a KSA service within 60 days of the examination.

Your data is used solely for booking the examination. We typically respond within one working day.

Enquiry submitted

We will contact you at the earliest opportunity to arrange your examination.
Frequently asked questions

Financing and procedure

Yes. KSA partners with Inbank and LHV, who offer flexible financing for periods of 12–72 months. No down payment is required and you receive a decision within minutes.
It depends on the chosen period. For 48 months, the monthly payment is approximately 75 euros; for 60 months, approximately 63 euros — the cost of one tank of fuel or a three-course lunch at an average restaurant. You will receive a precise offer after submitting your application.
Submitting an application may affect your credit score. We recommend applying once you have already made the decision to proceed with the procedure.
Yes. If you proceed with the Flow3 procedure within 60 days of the examination, the examination fee (69 €) is fully deducted from the procedure price.
Absolutely. Unlike contact lenses, which significantly increase the risk of infection in water, swimming after Flow3 is completely safe just a couple of weeks after the procedure.
KSA offers up to 7 years of warranty — the longest in the entire Baltic region. For us, this is a matter of course, because we trust our results. Over 55 000 procedures and 20 years of experience — not a single case of ectasia.
Flow3 is a surface-level, touch-free laser procedure that makes no incision in the cornea. Ectasia — progressive weakening of the cornea — is a complication associated specifically with incision-based (flap or LASIK) laser surgery. At KSA, across 20 years and over 55 000 procedures, there has not been a single case of ectasia. This is one of the strongest safety records in all of Europe.
The procedure price remains the same — 2 990 €. With financing, interest (9.9% per annum) and small administrative fees apply. LHV charges no contract or admin fees; Inbank charges an admin fee of 0.90 €/month and a contract fee of 20 €. You will receive a precise offer after submitting your application.